Enquire

Tell us what you are trying to fund. No credit search, no obligation, and a straight answer early on whether it is placeable.

Send us the details

What happens next

1. We call you back. Usually the same working day, and we will fit around clinic hours if that is easier.
2. A short conversation. Ten to thirty minutes to understand what you are doing and whether we can help. No credit search at this stage.
3. A straight answer. If we do not think it is placeable, or that we can improve on an offer you already have, we will tell you on that call rather than take you through weeks of process.
4. Only then, documents. We do not ask for accounts, bank statements or ID until there is something worth discussing.

Useful to have to hand

None of this is needed to make contact, and you should not delay getting in touch to gather it. It simply makes the first conversation more productive.

• What you are funding, and roughly how much
• Your timescale, and whether there is a fixed completion date
• The last two or three years of accounts, if the business is trading
• For a practice purchase: the vendor’s figures and the asking price
• For premises: the address, tenure and any valuation you already have
• Anything that has already been declined elsewhere, and why

That last one matters more than people expect. A decline tells us about that lender’s criteria, not about whether your case can be funded, and knowing where it has already been saves us both time.

Your information

We approach lenders deliberately and selectively. We do not circulate your details across a panel to generate commission, and we do not ask for anything patient-identifiable at any stage.

How we handle your data is set out in our privacy policy. What we charge, and when, is on our fees page, before you engage us rather than after.

Medical Business Finance is a trading name of Bolton Business Finance Ltd. We arrange non-regulated business finance only and are not authorised by the Financial Conduct Authority.